Michael A. Ganci has been proudly serving his individual and business clientele for more than 33 years. He has extensive personal and professional experience as an Investment Advisory Representative and is also securities licensed to utilize a variety of investment and insurance solutions.

Michael is dedicated to developing lasting relationships with every client. He believes in helping you assess your financial goals and participate in the management of your finances.

He's looking forward to using his expertise to help you pursue your financial goals.

Michael is the President of 21st Century Securities and has been a licensed Securities and Investment Advisor Representative in the Buffalo and Western NY area for the past 33 years, ever since obtaining his degree in Finance from Canisius College in 1989. He is a graduate of Kenmore West High School in 1985 where he played football, ran track and was on the swim team.. 

Initially, Michael began his career with American Express (formerly IDS) in 1990. His former broker dealer of of 27 years, Securities Service Network based in Knoxville, TN, merged with his current broker Securities America based in Omaha, NE in September 2020. Securities America was 1 of 8 broker dealers under the Advisor Group umbrella. In 2024, Advisor Group and its broker dealers (including Securities America) adopted a new brand and name, Osaic. Osaic Wealth is the second largest Independent Broker Dealer in the industry today.

As a 57 year-old entrepreneur and a very qualified financial & tax advisor, Michael has built his practice with a “win-win” approach – focusing on clients' long-term dreams, needs, concerns and objectives. "We firmly believe that both parties need to feel important, appreciated and valued."   

His wealth of knowledge and experience is vast.  As many of us know, Financial Planning encompasses various broad categories such as investment planning, retirement planning, estate planning, insurance / protection planning, and tax planning.  Michael differentiates himself from many other advisors due to the fact he is a proficient and experienced tax professional, where he professionally prepares more than 775 tax returns for many clients, individuals and households. 

He currently has the Series 7, 24, 63 and 65 licenses.  Of course, Michael's resident state that he holds his securities license is NY.  However, he holds many other securities licenses in variety of other states.  He also just completed a series of courses at the American College in 2014 where he received the designation of Retirement Income Certified Professional (RICP).